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10 ChatGPT Prompts to Apply Rich Dad Poor Dad to Your Personal Finance

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10 ChatGPT Prompts to Apply Rich Dad Poor Dad to Your Personal Finance

Personal Finance : Welcome to a journey of financial enlightenment! If you’ve ever wished to unravel the secrets behind “Rich Dad Poor Dad” and apply them to your personal finances, you’re in the right place. Let’s dive into 10 ChatGPT prompts that will revolutionize the way you perceive and manage your money.

Best information : Rich Dad Poor Dad to Your Personal Finance

10 ChatGPT Prompts to Apply Rich Dad Poor Dad to Your Personal Finance

Understanding Rich Dad Poor Dad

In Robert Kiyosaki’s Rich Dad Poor Dad, he talks about money not being real. He says that the rich understand this and that’s why they are so successful. Does anyone understand this concept of money not being real?

Throughout the book, Kiyosaki shares key principles that he learned from his Rich Dad:

  1. The Rich Don’t Work for Money: The wealthy focus on building assets and creating passive income streams. They don’t work for a paycheck; they work to acquire assets that generate money.
  2. Mind Your Own Business: Kiyosaki encourages readers to treat their personal finances like a business, keeping track of their income, expenses, and investments. This mindset helps in making better financial decisions.
  3. Learn to Take Risks: The book advocates taking calculated risks in investments and business ventures to create opportunities for financial growth.
  4. Invest in Financial Education: Kiyosaki emphasizes the importance of continually improving financial literacy. Learning about money and investing enables individuals to make smarter financial choices.
  5. The Power of Assets: The wealthy focus on acquiring income-generating assets such as real estate, stocks, and businesses. Poor Dad’s focus on liabilities (e.g., cars, houses with mortgages) kept him trapped in the “rat race.”
  6. Work to Learn, Not for Pay: Instead of just working for money, Kiyosaki encourages readers to seek opportunities to learn new skills and gain valuable experiences.
  7. Surround Yourself with Like-Minded People: Rich Dad emphasized the importance of surrounding oneself with successful and knowledgeable individuals who can provide valuable guidance and support.

Money itself is the representation of value for trade and services but holds no intrinsic value itself.

As the states of money have shifted from tangible objects such as gold then paper, we now have digital currency which is now just a value that we hold in our minds.

It does not exist in reality and in reality, the concept itself enslaved humanity… I could expound on that last part a lot more.

10 ChatGPT Prompts to Apply Rich Dad Poor Dad to Your Personal Finance
(Image credit twitter)

Prompt 1: Rethink Assets and Liabilities


If you are constantly right, outspoken, but in and talk all the time, never listen, never supportive and it’s all about you…well perhaps you need to rethink what small part of you can adjust so that you may get along with others. Congratulations are in deed in order because taking accountability of stating that you are unable to get along with people is admitting you are flawed. Writing down your assets and liabilities may sometimes help you realize what is causing the turn of events. Hang in there, life goes by fast, but you always have time to change if you truly want to! That is the best part about being human, we ALL make errors!


(Personal Opinion)

Summary: Don’t read RDPD as a biography of Kiyosaki’s early life or a step-by-step process on how to become wealthy.

Read it to think differently about assets and liabilities. Read it to keep you motivated while working on a business.

Review: In his book RDPD, Robert Kiyosaki talks about his early life experiences. He mentions having 2 dads, a “rich dad” and a “poor dad” to distinguish between wealthy mindsets and poorer mindsets. That’s whole purpose of this book.

However, his stories, while nice, aren’t what sold me on this book. I can’t verify the truthfulness of those accounts.

In addition, I don’t agree with the idea of posting gym memberships as a business expense so that you lower the amount of taxes you’ll be pay for your corporation. Some of his advice about how to deal with taxation and business expenses is rather misleading and can lead someone into legal trouble. I feel like that’s risky.

Some of the examples he used about people’s fears were erroneous, too. For example, you probably know about the Missile Crisis that happened during the Cold War in the 1950s. No nuclear missile attack occurred.

In one part of the book, Kiyosaki asserts that people should’ve placed the money spent on defense mechanisms (emergency rations, nuclear shelters, etc) in the stock market. To be fair, if a nuclear missile attack had happened, then the stock market would’ve gone into turmoil. I felt he could’ve used a better example than this.

Having said that, the parts about money management were the best part for me. It was the parts about money management that sold me on his book.

What I enjoyed about this book were his explanations about assets vs liabilities. I’ll admit that I’ve only taken a basic accounting class, but what he’s discussing applies a lot to basic accounting principles.

  • Assets are items that are designed to provide you with cash flow and, therefore, an income. Examples include rental properties and intellectual properties such as copyrights and patents.
  • Liabilities are items that you can only keep so long as you pay money to maintain them. Examples include a house loan and a car loan.

That was the part that stood out to me. I feel that this distinction between assets and liabilities is very relevant to us today, although this book was written decades ago.

Typically, people will have 1 really nice-paying job where they earn, maybe, $300,000/year. They’ll own an expensive Mercedes-Benz and a nice McMansion in a gated community to portray an outer image of wealth, when, sometimes, these people are barely struggling to pay their mortgage or their car loan. We saw the end result of that sort of mindset with the 2008 Great Recession.

  • Millions of people lost their jobs, which was their one source of income. $300,000/year suddenly became $0/year.
  • That car and that house are starting to seem a little expensive, hence the mass foreclosures and car repossessions.

That part alone was why I ended up enjoying the book so much. It’s very relevant to people’s lives and the state of their finances. The importance of having multiple income sources (assets) can’t be overstated.

10 ChatGPT Prompts to Apply Rich Dad Poor Dad to Your Personal Finance
(image credit twitter)

Was Rich Dad real? I doubt it.

Could someone have read that advice somewhere else? Yeah, probably.

Did Kiyosaki have that much insight at such a young age? It’s possible (kids can be pretty smart, actually).

Is his advice about taxes misleading or even dangerous? Yeah, probably.

Was Kiyosaki really able to make all of these amazing real estate deals as easily as he claims? I doubt it.

But, I won’t lie. The book has really helped me rethink the concepts of assets and liabilities. For that alone, I thank this book a lot. His parts about money management were great. I simply ignore the rest of the offerings from Kiyosaki (ex: his MLM nonsense) and focus on RDPD alone.

However, this book isn’t made for making someone rich. I think some people have missed that part. It’s made to show what wealthier individuals do differently from poorer individuals. That’s the whole purpose of the book, and it does that just fine.

Prompt 2: Embrace Entrepreneurial Spirit

Rich Dad encourages embracing the mindset of an entrepreneur. ChatGPT prompts you to explore your untapped potential, helping you discover innovative ways to increase your income and build a prosperous financial future.

Here’s my tip for anyone out there wanting to be like someone else.

Forget about it.

You don’t want Richard Branson’s personality or anyone else’s except your own.

I believe in the philosophy that you should “Idolize none but learn from all.”

The goal should be to become the best YOU, that YOU can be. This can only happen by focusing on becoming the “authentic” you. You can’t try to imitate someone else. If you do, it’s only an act.

Sure, you should study and learn from as many successful people as you can and create your own unique formula for success but just be yourself.

That’s my best advice on that.

Prompt 3: The Importance of Financial Education

Financial education is the cornerstone of wealth creation. ChatGPT emphasizes the significance of continuously educating yourself about money matters, empowering you to make informed decisions.

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Prompt 4: Building Multiple Income Streams


This is not easy. That is why people do not do this usually. These are the steps to build income stream.

  1. Clear your mind

This is so important. You must need to have a clear mind to focus on various streams. There are thousands of ways of doing this.

  1. Start one job and work

Start your most favourite job. Then do it until it has a fix income and also until you feel it is easy. If you start a blog, do it until you have a fix viewers per month more than 500or 1k per day.

  1. Find the next Option

Finding the next option is important. You have to select something similar to your main job. Like, if you have an apple factory, it is good to have a fruit factory. If you go for tea factory, then you will loose your money. Because if the jobs are realtive, you can easily focus.

  1. Try to do parallaly

Then always try to do parallely. Do not let one down and try to up the other one. It is not good. You have to look both frequently. After sometime when both come to some standard, look for anither if you want.

These are the methods. You have to be so confident and a lot free in your mind to control many incoming stream

Prompt 5: Making Money Work for You

Turn the tables on money—make it work for you, not the other way around. ChatGPT guides you on leveraging your resources intelligently and making your money grow.

For those who have studied business before, the term investment should be familiar. If you’re not, fret not.

Investment means to portion out a part of your money no matter from your savings or from your earnings and to use them (the money) to purchase company shares, unit shares, fixed deposits and many others. (Try googling the types of investments you can make)

Once that money is portioned out, understand that the money will not return to you nor will it earn even more money for you immediately. IT TAKES TIME. But rest assured, as time goes on, you will get back your money’s worth and then some. So be patient.

So… in short, making money work for you means you let your money produce even more money for you without you managing it.

Hope this helps.

Prompt 6: Mastering the Art of Budgeting

Budgeting doesn’t have to be a chore. With ChatGPT prompts, discover practical and effective ways to master the art of budgeting, ensuring your money aligns with your financial goals.

Plan and prioritize travel. During my ten-year quest, I planned out most of my trips 6–12 months in advance. I knew each year which countries I wanted to visit, so that I could optimize and spend as little as possible.

Group countries together. When going to Singapore, visit Indonesia and Malaysia as well. When going to the Balkans, visit Bosnia, Montenegro, Albania, Kosovo, Macedonia, and Serbia in succession.

Master the art of Frequent Flyer miles. As mentioned in another question, this will help a ton! There’s no reason why anyone reading this can’t earn at least 100,000 miles a year (enough for multiple trips) without flying at all.

Couchsurf. You can stay for free in thousands of cities with local hosts who will provide a unique and authentic perspective. Be sure to give back, of course. This world of shared hospitality is truly life-changing.

Prompt 7: Investing in Yourself


The best investment you can make is in yourself. ChatGPT prompts you to explore avenues for personal development, enhancing your skills and increasing your earning potential.

  • Fell in love with a girl. Relationship lasted 1.5years. Time wasted.
  • Spent 6 months selling first copies and earning good money. Got a very good knowledge about bank operations, customer handling and accounts.
  • Shut down first copy, spent 3 months planning and organizing for a startup.
  • Worked day and night for the startup.
  • Result : Failure.
  • Shut it down. No return on investment.
  • Realized academics was important now.
  • Again fell in love, this time one sided, 1 more year wasted.
  • Left all social media and switched to Quora and Twitter.
  • Started watching videos on Coursera and KhanAcademy.
  • Eventually : Happy.

The greatest return on my investment was, discovering happiness which I never found in the world of social media. Now I interact more with people and feel confident. Only thing that depresses me is about my failed business but got a very good deal of knowledge. So no regrets.

Prompt 8: The Power of Networking

Your network is your net worth. ChatGPT prompts you to build and nurture meaningful connections, opening doors to opportunities and financial growth.

Around this Valentine’s day my husband (he was my fiance then) invited me to a cocktail party. I thought that why we just celebrating together. Eventually we were there. We met lots of people from military and real estate industry, we had fun. When we married we agreed that my husband doesn’t pay me money allowance, he helps me to get jobs and help me to sell properties so I can earn money myself. And why he would need to pay me money? I am not a little girl anymore.

I met 3 Middle East developer real estate companies CEOs, we talked a lot and exchanged contact details. 2 weeks ago the CEOs of 2 companies called me that they will be in Europe, we should meet. We agreed about the time and the location. They told me that my husband already spoke with them about the investment and they agreed that I could be the person who can represent their companies in Europe, in Latin America and even in South Africa. My Mama’s German and my dad is Chilean, I was born in Budapest. I was like “ oh boy, that was my dream ever”. Today we signed the contracts. So definitely is true, your network is your net worth.

Prompt 9: Overcoming Fear and Taking Risks

Fear often holds us back from financial success. ChatGPT prompts you to confront fears, take calculated risks, and step outside your comfort zone—essential ingredients for financial growth.

Here are seven tips to overcome fear:

1-Identify your fear: The first step to overcoming fear is to identify what you are afraid of. Write it down and try to understand the root cause of your fear.

2-Face your fear: Avoiding or running away from your fear will only make it worse. Try to confront your fear in a safe and controlled environment. Start with small steps and gradually increase the difficulty.

3-Practice relaxation techniques: Fear can trigger the body’s “fight or flight” response, which can cause physical symptoms such as increased heart rate, sweating, and shallow breathing. Practice relaxation techniques such as deep breathing, meditation, or yoga to calm your mind and body.

4-Visualize success: Visualize yourself successfully facing and overcoming your fear. Imagine how you will feel after overcoming it, and focus on that positive feeling.

5-Seek support: Talk to a friend, family member, or therapist about your fear. They can provide emotional support and help you come up with a plan to overcome your fear.

6-Learn about your fearEducate yourself about your fear. Understanding the root cause of your fear can help you find ways to overcome it.

7-Take action: Take positive steps to overcome your fear. Set goals and work towards them. Celebrate your successes, no matter how small they may seem. Remember, overcoming fear is a process, and it takes time and effort.

Prompt 10: Leaving a Financial Legacy


Think beyond your lifetime. ChatGPT prompts you to consider how your financial decisions today can shape a lasting legacy for future generations.


  • Most qualified, experienced person among all available candidates.
  • Most qualified and experienced in foreign policy. This turns out to be especially important when crazy, unexpected stuff happens (9/11; fall of the Soviet Union; financial meltdowns in other countries that leads to contagion; etc.)
  • Better than many other Democratic Party alternatives. At this point, it looks likely that a Democrat will win.
  • Likely will focus on foreign policy and stay away from huge domestic policy battles. Seems potentially very motivated to leave a legacy of success in foreign policy. Peace in Middle East for example.
  • Bill Clinton is an awesome advisor and sounding board.


Look, I’m basically a Republican, so I have plenty of concerns.

In conclusion, applying the principles of “Rich Dad Poor Dad” through ChatGPT prompts offers a transformative journey towards financial prosperity. By redefining assets, embracing entrepreneurship, prioritizing financial education, and more, you’re paving the way for a secure and abundant future.


1. Can anyone apply these prompts, regardless of their financial knowledge?

Absolutely! ChatGPT prompts are designed for everyone, from financial beginners to seasoned investors. The principles are presented in a simple, accessible manner.

2. How quickly can one see results by applying these prompts?

Results vary, but consistency is key. Immediate changes in mindset and habits may be observed, with tangible financial improvements following diligent application of the prompts.

3. Are these prompts applicable globally, considering different economic scenarios?

Yes, the prompts provide universal financial principles. However, some adjustments may be needed based on specific economic conditions.

4. Can these prompts be applied by individuals with low income?

Certainly! The prompts are versatile and adaptable to various income levels. They focus on optimizing the use of available resources for financial growth.

5. Is it essential to read “Rich Dad Poor Dad” before using these prompts?

While it can enhance your understanding, it’s not mandatory. The prompts are crafted to be standalone guides, making financial wisdom accessible to all.

Embark on this transformative journey today—apply these ChatGPT prompts inspired by “Rich Dad Poor Dad” to revolutionize your personal finance. Remember, your financial destiny is in your hands!

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